Life & Health · Chapter 3 · Contract Law

Contract of Adhesion

Definition

A contract written by one party only (the insurer). The applicant must "take it or leave it" — no negotiation.

Exam tip

Ambiguities are interpreted against the drafter (in favor of the insured).

Easy to confuse with

These are what this term gets tested against — if you can't tell them apart cold, drill the contrast.