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Life · Chapter 9 · Parties

Annuity Contract Owner

Definition
The person who buys and pays for the annuity. Controls the contract: decides when to annuitize, names/changes the beneficiary, takes cash distributions, transfers ownership. The owner and annuitant may be the same person or different people.
Easy to confuse with

These are what this term gets tested against — if you can't tell them apart cold, drill the contrast.

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Verified against primary sources · 2026-08-10