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Health · Chapter 18 · Optional Provisions

Cancellation Provision

Definition
Optional provision — prohibited by most states — appearing in cancelable contracts: the insurer may terminate the policy at any time with 5 days' written notice. Claims that originated before cancellation are still paid.
In plain English
The escape hatch most states have welded shut.
Easy to confuse with

These are what this term gets tested against — if you can't tell them apart cold, drill the contrast.

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Verified against primary sources · 2026-08-07