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Life · Chapter 5 · Riders

Cost-of-Living (COLA) Rider

Definition
Automatically increases the face amount with the CPI — no proof of insurability.
Exam tip
A CPI decrease does NOT lower the benefit.
Easy to confuse with

These are what this term gets tested against — if you can't tell them apart cold, drill the contrast.

Related terms
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Verified against primary sources · 2026-08-10