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Life & Health · Chapter 3 · Contract Law

Concealment

Definition
Failure to disclose a known, material fact when applying.
Exam tip
Misrepresentation = says something false. Concealment = stays silent about something known. Both can void the policy.
Easy to confuse with

These are what this term gets tested against — if you can't tell them apart cold, drill the contrast.

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Verified against primary sources · 2026-08-10