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Health · Chapter 18 · Renewability

Conditionally Renewable Policy

Definition
The insurer may terminate only under specific conditions written in the policy — e.g., the insured reaching a stated age or losing gainful employment — but never for deterioration of the insured's health. Premiums may increase at renewal on a class basis only.
In plain English
Cancelable for listed life events, not for getting sick.
Easy to confuse with

These are what this term gets tested against — if you can't tell them apart cold, drill the contrast.

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Verified against primary sources · 2026-08-07