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Life · Chapter 6 · Beneficiaries

Contingent (Secondary) Beneficiary

Definition
Receives the death benefit only if ALL primary beneficiaries died before the insured. A tertiary beneficiary is third in line; succession can go as deep as the owner wants.
Easy to confuse with

These are what this term gets tested against — if you can't tell them apart cold, drill the contrast.

Related terms
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Verified against primary sources · 2026-08-10