← All terms

Life · Chapter 4 · Term Life

Decreasing Term

Definition
Face amount declines to $0 over the term; premium stays level. Commonly used to cover a shrinking debt/loan.
Easy to confuse with

These are what this term gets tested against — if you can't tell them apart cold, drill the contrast.

Related terms
Drill this termChapter lessonChapter practice test
Verified against primary sources · 2026-08-10