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Life · Chapter 5 · Riders

Dependent / Other-Insured Riders

Definition
Add term coverage for others: spouse rider (convertible level term), children's rider (all kids as a class, one set amount), family rider (both).
Exam tip
Coverage on another person is ALWAYS term.
Easy to confuse with

These are what this term gets tested against — if you can't tell them apart cold, drill the contrast.

Related terms
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Verified against primary sources · 2026-08-10