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Life · Chapter 9 · Charges & Living Benefits

Guaranteed Minimum Accumulation Benefit (GMAB)

Definition
Guarantees the premiums paid will reach a minimum accumulation value after a set waiting period (net premiums typically × a factor of 1–3). Annuitization is NOT required to trigger it.
Easy to confuse with

These are what this term gets tested against — if you can't tell them apart cold, drill the contrast.

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Verified against primary sources · 2026-08-10