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Life & Health · Chapter 3 · Contract Law

Insurable Interest

Definition
A financial/economic interest in the subject of insurance — you would suffer a real loss if it were harmed. Required for legally enforceable coverage.
Exam tip
Life/Health: required only at application (not at claim). Property: required at application AND at the time of loss.
Easy to confuse with

These are what this term gets tested against — if you can't tell them apart cold, drill the contrast.

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Verified against primary sources · 2026-08-10