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Life & Health · Chapter 1 · Industry Basics

Insured

Definition
The customer who receives protection under the policy.
Exam tip
The insured is not always the policy owner — and the insured (if not the owner) is not a party to the contract.
Easy to confuse with

These are what this term gets tested against — if you can't tell them apart cold, drill the contrast.

Related terms
Drill this termChapter lesson
Verified against primary sources · 2026-08-10