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Life & Health · Chapter 3 · Contract Characteristics

Personal Contract

Definition
Insures the person, not the property, and generally can't be transferred without insurer consent.
Exam tip
Life insurance is the exception — it's freely assignable.
Easy to confuse with

These are what this term gets tested against — if you can't tell them apart cold, drill the contrast.

Related terms
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Verified against primary sources · 2026-08-10