Health · Chapter 19 · Risk Classification
Preferred Risk
Definition
A better-than-average (low) risk rewarded with reduced premiums, based on the expectation of better-than-average morbidity experience. Typical markers: non-smoker, non-drinker, healthy weight.
In plain English
The healthy-lifestyle discount tier.
Easy to confuse with
These are what this term gets tested against — if you can't tell them apart cold, drill the contrast.
Related terms