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Life · Chapter 5 · Standard Provisions

Premium Mode

Definition
The frequency with which the owner pays premiums (monthly, quarterly, semiannually, annually).
Exam tip
Annual is cheapest (least admin cost, most interest for the insurer); monthly is most expensive. More frequent = higher total.
Easy to confuse with

These are what this term gets tested against — if you can't tell them apart cold, drill the contrast.

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Verified against primary sources · 2026-08-10