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Life & Health · Chapter 1 · Company Types

Risk Retention Group (RRG)

Definition
A group-owned liability insurer formed under the federal Liability Risk Retention Act (1986): members in the same business or industry own the company and pool (retain) their own liability risk.
Example
A group of pharmacists forms a group-owned entity to insure their own malpractice exposure.
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Verified against primary sources · 2026-08-10