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Life · Chapter 4 · Term Life

Term (Temporary) Life

Definition
Pure protection for a limited period. Pays only if the insured dies during the term. No cash value. Greatest death benefit per premium dollar.
Exam tip
If a question just says "a term policy," assume level term.
Easy to confuse with

These are what this term gets tested against — if you can't tell them apart cold, drill the contrast.

Related terms
Drill this termChapter lesson
Verified against primary sources · 2026-08-10