← All terms

Life · Chapter 4 · Universal & Variable

Variable Universal Life (VUL)

Definition
Hybrid: UL's flexible premium and adjustable death benefit + VL's investor-directed separate-account cash value (no guaranteed return). Requires a securities license.
Easy to confuse with

These are what this term gets tested against — if you can't tell them apart cold, drill the contrast.

Related terms
Drill this termChapter lesson
Verified against primary sources · 2026-08-10