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Life · Chapter 5 · Riders

Waiver of Cost of Insurance (Monthly Deduction)

Definition
The universal life version of waiver of premium: on disability the insurer waives only the monthly cost of insurance, not the full flexible premium.
Easy to confuse with

These are what this term gets tested against — if you can't tell them apart cold, drill the contrast.

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Verified against primary sources · 2026-08-10