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Life · Chapter 7 · The Application

Agent's Report (Part III)

Definition
A CONFIDENTIAL communication between the agent and the insurer giving the agent's personal observations: the applicant's financial condition and character, purpose of the sale, how long the agent has known them.
Exam tip
It's part of the application process, but it's agent → insurer only; the applicant doesn't sign it.
Easy to confuse with

These are what this term gets tested against — if you can't tell them apart cold, drill the contrast.

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Verified against primary sources · 2026-08-10