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Life · Chapter 7 · Agent Duties & Disclosures

Buyer's Guide

Definition
A GENERIC compliance publication explaining life insurance types (whole, term, universal) in plain language for the average consumer. It addresses general concepts — NOT the specific policy being sold.
Exam tip
Buyer's guide + policy summary must generally be delivered BEFORE the agent accepts the initial premium.
Easy to confuse with

These are what this term gets tested against — if you can't tell them apart cold, drill the contrast.

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Verified against primary sources · 2026-08-10