Life · Chapter 12 · Coverage & Eligibility
Currently Insured Status
Definition
Earned with at least 6 quarters of coverage in the 13 quarters (3 years) ending with the quarter of death, disability entitlement, or retirement entitlement. Provides limited SURVIVOR benefits only.
In plain English
The spare key — three recent working years buys the family limited survivor protection, nothing more.
Exam tip
⚠️ Fully = 40 quarters, everything. Currently = 6-in-13, survivors only. THE classic contrast question.
Easy to confuse with
These are what this term gets tested against — if you can't tell them apart cold, drill the contrast.
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