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Health · Chapter 16 · Defining Disability

Concurrent · Delayed · Confined Disability

Definition
Concurrent: multiple causes, one disability → ONE benefit only. Delayed: a total disability developing some time (20–90 days) after the accident still counts as caused by it. Confining: some policies pay differently if the insured must remain indoors (vs non-confining).
Easy to confuse with

These are what this term gets tested against — if you can't tell them apart cold, drill the contrast.

Related terms
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Verified against primary sources · 2026-08-07