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Health · Chapter 16 · Defining Disability

Recurrent Disability Provision

Definition
A relapse within 6 months of returning to work counts as a continuation of the prior claim: no new elimination period, and it draws down the ORIGINAL benefit period. Relapse after 6 months = brand-new claim (new elimination + new benefit period).
In plain English
Bob: disabled 5 months, back 3 months, relapsed 4 months → 8 months of checks (4 + 4, no second wait).
Easy to confuse with

These are what this term gets tested against — if you can't tell them apart cold, drill the contrast.

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Verified against primary sources · 2026-08-07