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Life · Chapter 4 · Special Products

Family Income Policy

Definition
Whole life + DECREASING term. Pays monthly income if death occurs during the period, counted from the policy issue date, then pays the face.
Exam tip
Income = decreasing term, clock starts at ISSUE. Maintenance = level term, clock starts at DEATH.
Easy to confuse with

These are what this term gets tested against — if you can't tell them apart cold, drill the contrast.

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Verified against primary sources · 2026-08-10