Fraudulent Insurance Act

Committed by one who knowingly and with intent to defraud presents (or prepares, knowing it will be presented) any written statement — in support of an application for issuance or rating, or a claim for payment — containing materially false information for the purpose of misleading; who knowingly submits false applications for health care clinic licensure or PIP claims tied to such clinics under the Florida Motor Vehicle No-Fault Law; or who willfully submits an application or policy document bearing a false or fraudulent signature.

Lying in writing to get a policy, a rate, or a payout — including forging a signature — is statutory insurance fraud.