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Life & Health · Chapter 20 · Marketing Rules

Free Insurance Prohibited

Definition
Advertising, offering, or providing free insurance as an inducement to the purchase or sale of real or personal property or of services directly or indirectly connected with that property is prohibited and a violation of the Florida insurance code.
In plain English
"Buy the condo, get free hurricane coverage!" — illegal pitch, full stop.
Easy to confuse with

These are what this term gets tested against — if you can't tell them apart cold, drill the contrast.

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Verified against primary sources · 2026-07-27 · see data/fragments/ch2*-terms.part.js headers