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Life · Chapter 21 · Group Provisions

Group Life Incontestability — 2 Years

Definition
A Florida group life policy must provide that its validity will not be contested — except for nonpayment of premium — after it has been in force for two (2) years from the issue date.
In plain English
After two years the contract is bulletproof against everything except a stopped premium check.
Easy to confuse with

These are what this term gets tested against — if you can't tell them apart cold, drill the contrast.

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Verified against primary sources · 2026-07-27 · see data/fragments/ch2*-terms.part.js headers