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Life · Chapter 5 · Standard Provisions

Free-Look Provision (Right to Examine)

Definition
After delivery, the owner may return the policy for a full premium refund, no reason needed. The clock starts when the owner receives the policy.
Exam tip
Florida life free-look = 14 days (the generic course answer is 10). Know your state's number.
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Verified against primary sources · 2026-08-10