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Life · Chapter 4 · Whole Life

Graded-Premium Whole Life

Definition
Low initial premium that increases every year during the initial period, then stays level for life.
Exam tip
Modified = ONE jump. Graded = gradual annual increases.
Easy to confuse with

These are what this term gets tested against — if you can't tell them apart cold, drill the contrast.

Related terms
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Verified against primary sources · 2026-08-10