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Life · Chapter 4 · Whole Life

Modified Whole Life

Definition
Lower premium for an intro period (≈3–10 yrs), then one step up to a rate higher than straight-life, level thereafter. For buyers expecting rising income.
Easy to confuse with

These are what this term gets tested against — if you can't tell them apart cold, drill the contrast.

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Verified against primary sources · 2026-08-10