Health · Chapter 14 · Regulations
HIPAA: Portability, Creditable Coverage & Privacy
Definition
Federal law (1996) guaranteeing portability: prior creditable coverage (no break of 63+ days) wipes out new pre-existing-condition waiting periods when changing plans. Also the Privacy Rule: a Notice of Privacy Practices at enrollment and every 3 years, with material-change notices within 60 days.
Exam tip
The two tested numbers: 63-day break limit for creditable coverage · privacy notice every 3 years. Historical note: the ACA now bans pre-existing-condition exclusions entirely — the 63-day creditable-coverage rule is tested as HIPAA history.
Easy to confuse with
These are what this term gets tested against — if you can't tell them apart cold, drill the contrast.
Related terms