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Life · Chapter 9 · Payout Options

Joint Life Annuity

Definition
Pays two or more annuitants simultaneously, but ALL payments stop at the FIRST death — like a joint life insurance policy.
Exam tip
Joint life = stops at FIRST death. Joint and survivor = pays until the LAST death. One word changes the whole answer.
Easy to confuse with

These are what this term gets tested against — if you can't tell them apart cold, drill the contrast.

Related terms
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Verified against primary sources · 2026-08-10