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Life · Chapter 9 · Payout Options

Joint and Survivor Annuity

Definition
Pays over the lifetimes of two (or more) annuitants and continues until the LAST annuitant dies — guaranteed income for the duration of two lives. Common for married couples.
Easy to confuse with

These are what this term gets tested against — if you can't tell them apart cold, drill the contrast.

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Verified against primary sources · 2026-08-10