Pre-Licensing Education Hours

Course hours required before sitting the exam, by license: General lines — a 200-hour property & casualty course, or only a 40-hour course with at least 1 year of responsible duties as a licensed and appointed 4-40, 20-44, or 0-55. Personal lines — a 60-hour course, or no course with 6+ months as a 4-40, 4-42, or 0-55. Life — a 30-hour course on life insurance, annuities, and variable contracts (F.S. 626.7851 — reduced from 40 by 2022 legislation; older materials still say 40), OR a 60-hour multi-area course including them. Health — a 40-hour health course (F.S. 626.8311) OR a 60-hour multi-area course including health. Pre-licensing coursework is waived for members/veterans of the U.S. Armed Forces and their spouses.

Thirty hours for life alone, forty for health alone — or one 60-hour combined course covering both, which is how a 2-15 life-and-health candidate preps once.