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Health · Chapter 17 · Medigap

Standardized Plans A–N & Rules

Definition
NAIC-standardized letters A–N (E/H/I/J retired). Since 2020, Plans C & F (which cover the Part B deductible) are closed to newly eligible members — D & G are their replacements; F & G have high-deductible versions. K & L pay partial percentages until an out-of-pocket cap, then 100%. Contract rules: 30-day free look · guaranteed renewable for life · loss ratios 65% individual / 75% group · premium methods: issue-age, attained-age, or community rating.
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Verified against primary sources · 2026-08-05